Finance and insurance

We understand complex regulations and give policy-oriented advice

Our clients are German and foreign financial/insurance institutions and their owners, as well as governments. Our advice is policy- and government-oriented and is based on more than 20 years’ experience in the field of public banks and insurance companies (savings banks, regional banks, business development banks, public insurers) and financial market regulations.

“We know the legal and political challenges with public banks and in the European regulation of financial markets.“

Our team has advised:

  • several regional and development banks on restructuring, transformation and disposal processes as well as on institutional and supervisory structural issues and the revision of laws and regulations
  • regional and development banks on integrating their institutions into the new system of European banking supervision as well as on planning the winding up of companies and portfolios
  • a large number of savings banks on institutional structural and fundamental issues (e.g. concentrating business in one region, business expansion, supervision), mergers, restructuring and disposal processes
  • the capital of a German federal state on a test case concerning a savings bank’s dividend payouts
  • regional savings banks on mergers and restructuring, including advice on necessary revisions to laws and regulations
  • building societies on the issue of classification as a PSI
  • several public insurance corporations on fusion and structural issues
  • the ministry of finance of a German federal state on the ownership position of public insurers and on options for reorganisation
  • the ministry of finance of a German federal state on defending itself against attacks on the restructuring of a public insurance institution
  • the German government on the law for the stabilisation of financial markets and the creation of an institution for the stabilisation of the financial market (in the wake of the financial crisis)
  • the government of a German federal state on the structuring of institutions for the winding up of companies and portfolios
  • the government of a German federal state on the establishment of an institution for the winding up of companies and portfolios as well as on the structuring of public transformation options
  • on the concentration of euro clearing activities in the euro area by the European Central Bank
  • on the internationally binding agreement between the euro states governing the raising of a European bank tax as well as on individual issues around the raising of a European bank tax

For further information, contact us at: